Minimum insurance requirements must be met. They are as follows:
- Commercial General Liability (CGL) with limits of Insurance of less than $1,000,000 each occurrence and $2,000,000 Annual Aggregate.
- Business Auto Liability with limits of at least $1,000,000 each accident.
- Commercial Umbrella limits must be at least $5,000,000.
- Workers Compensation & Employers Liability: Employers Liability Insurance limits of at least $500,000 each accident, $500,000 for bodily injury by accident, and $500,000 each employee for injury by disease.
If you do not carry certain insurance coverages that are required you must obtain it and include the costs in your proposal.